YOUR OLD PENSION IS SITTING IN RIBA. MOVE IT.

Locked-in doesn’t mean locked into interest.

Yes — Tawakkul REIT units can be held in a self-directed LIRA.

Left an employer? Your pension money is likely sitting in conventional interest-based funds by default. A LIRA transfer is often the single largest amount a Muslim can redirect into halal investing — and it’s completely tax-free to move.

Why This Matters

For most professionals, the old pension is the forgotten account — five or six figures compounding in funds they never chose. Moving it to Tawakkul turns dormant riba-based capital into direct ownership of real Canadian assets.

No other halal platform in Canada has a dedicated LIRA pathway.

How It Works

Open a self-directed LIRA with Olympia Trust Company under your pension’s jurisdiction

Transfer your pension or existing LIRA — tax-free

Subscribe through Drake Financial Ltd.

The Numbers

No contribution limits

LIRAs are funded by pension transfers only

Tax-deferred growth

Exactly like an RRSP

Locked in for retirement

Converts to a LIF at retirement under pension law

Minimum investment

$500

Targeted return

12% IRR*

Frequently Asked Questions

Is the transfer taxable?

No. Pension-to-LIRA and LIRA-to-LIRA transfers are tax-free.

Can I withdraw early?

LIRAs are locked in, with narrow exceptions (small balances, hardship, and similar provisions under pension law).

Which province’s rules apply?

The province where your pension was registered. Our team confirms this during onboarding.

What happens at retirement?

Your LIRA converts to a Life Income Fund (LIF) — also available at Olympia Trust — and begins paying you income. Your Tawakkul units can continue inside the LIF. See our RRIF & LIF page.

Invest Now!

Speak with Amir Frcic, Dealing Representative, Drake Financial Ltd.

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No debt. No riba. No compromise. Faith-built wealth for a modern world.

Targeted returns are projections based on assumptions in the Offering Memorandum and are not guaranteed.

This illustration is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or suitability advice.
The projected returns shown are hypothetical and based on the assumptions within the Offering Memorandum.
Actual results may differ significantly due to market conditions, fees, taxes, and other factors.
Past performance is not indicative of future results. No assurance or guarantee of any investment outcome is expressed or implied.
See the Offering Memorandum for more information. Subscriptions available through Drake Financial Ltd. an Ontario Securities Commission registered Exempt Market Dealer.
Any investment decisions should be made after consultation with our Exempt Market Dealer.
This material does not constitute an offer to sell or a solicitation to buy securities and is provided for discussion purposes only.

Subscriptions available through Drake Financial Ltd., an Ontario Securities Commission registered Exempt Market Dealer. For suitability, contact Amir Frcic, Dealing Representative, at +1 (905) 949-9119. Zakat and estate-planning information is educational only and not a religious ruling or legal advice; consult a qualified scholar and advisor.