SAVING FOR A HOME? OWN REAL ESTATE WHILE YOU DO.

Tax-deductible in. Tax-free out. Halal throughout.

Yes — Tawakkul REIT units can be held in a self-directed FHSA.

The FHSA is the best tax deal in Canada: RRSP deduction on the way in, TFSA treatment on the way out. There is no more fitting place for it than real estate itself.

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Straight Talk on Timing

Tawakkul is a long-term investment with limited redemption features.

Buying within the next year or two? Speak with a Drake dealing representative first about whether the timeline fits. Buying in 3+ years? This is exactly what the FHSA was built for.

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How It Works

Open a self-directed FHSA with Olympia Trust Company

Contribute and claim your deduction

Subscribe through Drake Financial Ltd. Your down payment grows on halal real estate income.

The Numbers

Annual contribution

$8,000 per year, $40,000 lifetime

Both spouses can open one

$80,000 combined toward the same home

Stack it with the HBP

Add the RRSP Home Buyers’ Plan (up to $60,000 per person) for a fully halal down-payment strategy

After 15 years

Unused funds transfer tax-free to your RRSP

Eligibility

Canadian residents 18+ who haven’t owned a home in the current or previous 4 calendar years

Minimum investment

$500

Frequently Asked Questions

Yes — both can be combined for the same purchase. FHSA + HBP + spousal accounts can put a six-figure halal down payment within reach.

Transfer the full balance to your RRSP tax-free. Nothing is lost.

The account is a container — what makes it halal is what’s inside. Tawakkul fills it with debt-free, income-producing real estate under an official Fatwa.

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Speak with Amir Frcic, Dealing Representative, Drake Financial Ltd.

+1 (905) 949-9119
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No debt. No riba. No compromise. Faith-built wealth for a modern world.

Targeted returns are projections based on assumptions in the Offering Memorandum and are not guaranteed.

  • This illustration is for informational purposes only and is not intended to provide specific financial, investment, tax, legal, or suitability advice.
  • The projected returns shown are hypothetical and based on the assumptions within the Offering Memorandum.
  • Actual results may differ significantly due to market conditions, fees, taxes, and other factors.
  • Past performance is not indicative of future results. No assurance or guarantee of any investment outcome is expressed or implied.
  • See the Offering Memorandum for more information. Subscriptions available through Drake Financial Ltd. an Ontario Securities Commission registered Exempt Market Dealer.
  • Any investment decisions should be made after consultation with our Exempt Market Dealer.
  • This material does not constitute an offer to sell or a solicitation to buy securities and is provided for discussion purposes only.

Subscriptions available through Drake Financial Ltd., an Ontario Securities Commission registered Exempt Market Dealer. For suitability, contact Amir Frcic, Dealing Representative, at +1 (905) 949-9119. Zakat and estate-planning information is educational only and not a religious ruling or legal advice; consult a qualified scholar and advisor.